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| No Fee, Rapid Close VA Loan |
| 30 and 15 Year Fixed Conforming |
| 30 Year Fixed with Interest Only |
| 3/1, 5/1, 7/1, 10/1 ARMs |
| Stated Income Programs |
| NO DOC Income Loans |
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No Fee, Rapid Close VA Loan
The Rapid Close VA Loan can be closed in 21 days. We also charge no lender fees, no broker fees, no origination, no credit fees, simply put NO FEES. Our rates are up to 1% lower than your credit union rates. Please contact a loan officer for more details.
Term: 30 years
Maximum Amount: $359,650
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30 and 15 Year Fixed Conforming
With the industry's best pricing on standard 30 year and 15 year fixed, you will be thankful you picked us.
Maximum Amount: $359,650
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30 Year Fixed with Interest Only
A great program to make sure your rate will never adjust. The benefit is that you have a lower interest only payment for the first 15 years; selecting the amount that you would like to pay in principle. Then the final 15 years will reamortize the remaining principle into a 15 year fixed loan at the same rate. Very low initial payments and no risk of interest rate increases.
Term: 30 years
Maximum Amount: $359,650
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3/1, 5/1, 7/1, 10/1 ARMs
Providing Interest Only Options on all of our ARMs allows the savvy borrower to achieve very low payments for a fixed period. Rates range from low 3%s to 6%, depending on your initial term. We will guarantee the lowest rate and best program for your needs.
Term: 30 years
Maximum Amount: $359,650
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Stated Income Programs
We offer Stated Income on all of our Conforming Fixed Products and ARM Products. Stated income allows a customer with good credit to verify employment but not income amount. This allows the customer to purchase a higher priced home than would normally be allowed by most banks' guidelines. This is available up to 100% on Primary, Secondary, and Investment Properties.
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NO DOC Income Loans
We also have programs with NO employment and NO asset verifications. This allows a customer with excellent credit to move or buy a second home without verifying current employment and current assets. Available up to 100% LTV on Primary and Second Homes, 95%LTV on Investment Properties.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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